I was using iCloud for PC to move iPhone photos onto my PC - then manually moving them into monthly folders.

I'd keep 60 days of photos on my phone and keep an archive of then forever on my PC.

Since I use my iPhone camera for documentary purposes as well as for pleasure, it creates a nice visual dairy.

As usual, I became bored with that and now use a couple of slick utilities.

EaseUS MobiMover (free) 
https://www.easeus.com/phone-transfer/mobimover-free.html

Then PhotoMove to sort the photos $8.99
https://www.mjbpix.com/photomove-2-0-features-and-options/

If i need to find something or just want to browse old photos I use Faststone image Viewer, it's free, superfast, and feature rich. Learn the hotkeys and you can browse your photos at super speed and do all kinds of things with them.